Loan Pricing
Loan Summary

Every program, side by side.

A quick-reference matrix of FICO minimums, max LTV/LTC, and internal program codes — for when you just need the numbers fast.

Figures shown are placeholders for layout purposes. Swap in your live guideline data before publishing.

DSCR Investment Delta

Min FICO620
Max LTV85%
Max DTIN/A — cash flow based
Doc TypeRental cash flow
Property TypesSFR, 2-4 unit, condo, condotel
Loan AmountUp to $3.5M

Bank Statement AlphaBeta

Min FICO620
Max LTV90%
Max DTIUp to 50%
Doc Type12–24 mo. statements
Property TypesSFR, 2-4 unit, condo, condotel
Loan AmountUp to $4M

Jumbo & Super Jumbo Omega

Min FICO660
Max LTV80%
Max DTIUp to 45%
Doc TypeFull doc / alt doc
Property TypesSFR, 2-4 unit, condo
Loan AmountUp to $5M+

P&L Only Beta

Min FICO660
Max LTV90%
Max DTIUp to 50%
Doc TypeCPA-prepared P&L
Property TypesSFR, 2-4 unit, condo, condotel
Loan AmountUp to $3M

1099 Only AlphaBeta

Min FICO620
Max LTV90%
Max DTIUp to 50%
Doc Type12–24 mo. 1099s
Property TypesSFR, 2-4 unit, condo
Loan AmountUp to $4M

Asset Utilization AlphaBeta

Min FICO640
Max LTV85%
Max DTIUp to 50%
Doc TypeLiquid asset statements
Property TypesSFR, 2-4 unit, condo, condotel
Loan AmountUp to $3.5M

Foreign National Zeta

Min FICONo req.
Max LTV75%
Max DTIN/A
Doc TypePassport, no U.S. credit
Property TypesSFR, condo, 2-4 unit
Loan AmountUp to $2.5M

Fix & Flip Flip

Min FICO640
Max LTC95%
Max DTIN/A — asset based
Doc TypeAsset-based / rehab budget
Property TypesSFR, 2-4 unit
Loan AmountUp to $2M

Hard Money / Bridge Iota

Min FICO600
Max LTV75%
Max DTIN/A — asset based
Doc TypeAsset-based, minimal doc
Property TypesSFR, 2-4 unit, mixed-use
Loan AmountUp to $3M

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